Those who are unfamiliar with the system are exposed to a bewildering assortment of abbreviations when it pertains to social security benefits. Two different types of disability benefits are handled by the SSA or Social Security Administration: Supplemental Security Income and Social Security Disability Income. Some people are eligible for both, while others are eligible for one or the other.
Understanding these acronyms and abbreviations can leave folks who have just been disabled and cannot work feeling utterly bewildered and entirely overwhelmed. A disability lawyer familiar with disability insurance companies can walk you through the application procedure and explain the available benefits and the ones you are eligible for.
Subsidized Security Income (SSI).
A disability benefit called SSI is offered to people who have a small wage and are either disabled or 65 or over. Therefore, you need to be able to prove the following to be eligible for SSI:
You have a low or no income. Thus you fulfill the income requirement AND.
being blind or crippled, OR
you are 65 years of age or older.
You do not have to provide documentation of your disability or blindness if you are 65 or older. If you are under 65 and crippled or blind, you may still be eligible.
That being said, you must fulfill the challenge to condense income needs. In order to assess if you qualify, the SSA will take into account several variables. Still, in general, the amount of your income will affect how much you receive in benefits. Your monthly benefit amount and eligibility for SSI can both be calculated by a disability lawyer.
Disability benefits under Social Security.
SSDI, a disability payment, is offered to persons who satisfy the two requirements below:
They have enough labor credits and
And are disabled.
Although there is no minimum age limit, you must possess sufficient work experience to be eligible for benefits. In general, you can acquire up to 4 credits per year, and to be eligible, you must have at least 40 credits, at least half of which must have been acquired during the last ten years.
Can You Be Eligible for SSDI and SSI?
The fact that SSI and SSDI are benefits that overlap is one of the reasons that can make this unclear. Because of their disability, low income, and adequate labor credits, some persons do meet the criteria for both SSI and SSDI. Although the two advantages might undoubtedly be helpful, you ought to be informed that they will cancel each other out.