While some car accidents can cause significant injuries and damage to drivers and passengers, most accidents are not very severe and usually do not cause injuries. So the question arises, is there a need to report them, or if you have faced any damages because of the other party’s fault, can you seek compensation from the insurance company?
Usually, the damages sustained in these accidents are insignificant and go up to a dent or scratch on the vehicle’s exterior. In such a situation, it becomes complicated to determine whether a claim is needed and who will pay the expenses if it is eligible for a claim.
If you are involved in a minor car accident, it is best to learn your rights and what you deserve from a professional Philadelphia car accident attorney who can guide you through everything.
Depending upon the circumstance of the car accident and what state you live in, your rights from damages sustained in a car accident will be derived. To learn more about how laws and regulations work for minor car accident cases, refer to the below information.
Should minor car accidents be reported to the police?
Several rules and laws are considered in cases of car accidents. It depends on several factors to determine whether a minor car accident needs to be registered to the police. Some factors include situations in which the accident happened and what are the laws for car accidents in your state.
Some states have strict laws for reporting accidents resulting in an injury, while others support registering accidents with even minor property damages. Furthermore, some states have a financial limit for the damages and injuries sustained in a car accident.
For example, in a car accident, the damages and injuries are above $2500. Both parties must report the accident to the police and complete the legal procedure of settlements and claims.
Whether a severe car accident or a minor one, if the driver has a mutual understanding and is ready for a settlement outside court, it benefits both. However, if they cannot agree, they must fight the case in court.
Can I get compensation for a minor car accident?
Again you must consider your state laws and the accident scene to determine whether you are eligible for compensation for the damages sustained.
Considering your insurance policy, check all the terms and conditions and what are the situations in which you are eligible for compensation from them. The other option is that some states have a law stating the at-fault party must bear all the charges for damages sustained in the car accident.
